Georgia McBeal is trying to save for her retirement. She believes she can earn $10\%$ on average each

year on her retirement fund. Assume that at the beginning of each of the next $40$ years, Georgia will

allocate x dollars to her retirement fund. If at the beginning of a year Georgia has y dollars in her fund,

by the end of the year, it will grow to $1.$ly dollars. How much should Georgia allocate to her retirement

fund each year to ensure that she will have $$1$ million at the end of $40$ years? What key factors are

being ignored in this analysis of the amount saved for retirement? Please do not use financial

functions. Hint: Use Goal Seek.