Geraldo earns $505 from his summer job and deposits it in a savings account that earns 4% simple interest. After 3 years, he moves all his money to another savings account at another ank that earns 6.5% simple interest. What formula below can be used to calculate Geraldo's total account balance after 7 years? (505 x 0.04 x 3) + (565 x 0.065 x 4) [(505 x 0.4 x 3) x 0.65 x 7] [(505 x 0.04 x 3 + 505) x 0.065 x 4]+ (505 x 0.04 x 3 +505) (505 x 0.065 x 7) + (505 x 0.04 x 3)