Geraldo, who is an architect, apparently did a poor job designing a client's roof. When he roof collapsed, the client sued Geraldo for $40,000 from resulting damages. Which of the following options correctly identifies whether this would be a covered laim under Geraldo's standard Homeowner's policy (one without any endorsements) ind why? a) It would be covered because Section II (liability coverage) of the Homeowner's policy protects Geraldo from liability claims on an "open-perils" basis. b) It would not be covered because the claim involves a business activity of Geraldo's which is specifically excluded under the standard Homeowner's policy. c) It would not be covered because the client's damages occurred someplace other than Geraldo's place of residence. d) It would be covered because the liability claim involves property damage and likely bodily injury as well