Ghana has so far spent in excess of GHS 21 billion in the financial sector clean-up. The impact of this spending in addition to other developments is already having a toll on the public debt and the associated servicing costs. Government in attempt to shift the debt burden has imposed 5% levy surviving banks in the 2021 budget. Discuss the extent to which this imposition would affect the banking industry, what coping strategies can banks adopt and offer practical alternative ways of paying down on the cost of the clean-up