Gil and Ruth would like your advice on the following issues: (1) Does the freeze work technically? (2) How will they continue to receive income from the business in their retirement? (3) What are the tax consequence of the proposed plan to both Gil's and Ruth's estates and to Gale as the beneficiary. Assume that Gil dies first and leaves his estate to Ruth. Then assume Ruth dies and leaves everything to Gale. (4) Is there a better plan? Before you meet with them you want to: (A) Assess the situation. (B) Identify the issues. (C) Analyze the issues. (D) Advise/recommend