Gina and George are married and file a joint tax return. George participates in his employer$$s $401($k$)$ plan. Gina is eligible to participate in her employer$$s $401($k$)$ plan but has chosen not to$.$ They have the following items to consider for their $2023$ taxes:

Gina$$s salary $$75,000$

George$$s salary $$40,000$

Interest income on municipal bonds $$800$

Qualified IRA contributions for Gina $$6,500$

Gain on the sale of Apple stock $($held for $>1$ year$)$ $$5,000.$

Home mortgage interest of $$12,000($on a loan of less than $$750,000)$

Gambling losses $($net of gambling winnings$)$ $$1,800$

Calculate Gina and George$$s $2023$ Adjusted Gross Income

Calculate Gina and George$$s $2023$ taxable income.

Calculate Gina and George$$s $2023$ federal income tax liability for the year, excluding any net investment income tax