Ginny is considering a new type of insurance policy for car repairs based on season. If her car breaks down during 12 weeks in the spring, the policy will pay $524 (regardless of repair costs). If her car breaks down during 12 weeks in the fall, the policy will pay $1,028 (regardless of repair costs). If her car breaks down any other time of year she will get $0. There are 52 weeks per year. The first time her car breaks down the policy ends. Ginny has a real clunker and knows her car will break down at least once in the next year, though the time of year is totally random (ex: not more likely in any season). What is the fair value of this policy (the value where the cost of policy equals the expected payout)? Report your answer in whole dollars (no cents)