Gino has a universal life (UL) policy with an indexed death benefit. He inherited a family cottage and wants to cover the increasing tax liability so that his children can enjoy the cottage without having to sell it to fund the taxes. Which statement best describes how the indexed death benefit impacts Gino's UL policy? YUdWZDgza2/wajlYb1|sak|hRkE2dz09 a. The NAAR increases over time b. The NAAR decreases over time c. The mortality deductions decrease over time d. The NAAR stays level while the investment account increases YUdWZDgza2lwajlYb1IsaklhRKE2dz09 @