Given a choice of two investments, would you choose one that pays a total return of 20 percent over 7 years or one that pays 0.4 percent per month for 7 years? What annual rate of return does each give you? Instructions: Enter your responses in percentages to the nearest hundredth, for example, 3.00 for 3 percent. The return of 20 percent over 7 years provides an annual return of percent. The return of 0.4 percent per month for 7 years provides an annual return of s an annual return of percent. The investment that pays (Click to select) is preferable