Given a loan applicant's monthly gross income of $2,500, a monthly mortgage payment of $600, monthly car payment of $250, annual property tax of $1,080, annual insurance premium of $360, an allowable total debt ratio of 36%, and an allowable mortgage debt ratio of 28%, the applicant would qualify by: the mortgage debt ratio only. both the mortgage debt and total debt ratios. the total debt ratio only. neither ratio. To claim a property under adverse possession, which is not a requirement under the law? One possessor must hold the claim for the entire statutory period. The claim must be open and notorious. The possession must be actual and exclusive, that is, in the manner of a reasonable owner. The possession must be continuous. Holding supply constant, an increase in the demand for real estate appraisers' knowledge would be met with Ono price change. O a price decrease O a decrease in supply. a price increase