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Given an annual effective rate of interest 3.3%, find the AV of an 11-year annuity with continuous payments at the rate of$4000 a year at

Given an annual effective rate of interest 3.3%, find the AV of an 11-year annuity with continuous payments at the rate of$4000 a year at time 16. (Note that the payments stop at time 11 but the balance still accumulate interest till time 16.)

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