Given that a signature can be made digitally with the click of a button or a fingerprint, how does this affect the rights of a holder or payee of a negotiable instrument? The UCC has a provision referred to as "The Imposter Rule" which says if an imposter indorses a negotiable instrument and receives payment IN GOOD FAITH, the drawer of the instrument is responsible for the loss. This could make transactions with a negotiable instrument valid, even if they are fraudulent. What do you think about this? Why would the UCC make a provision like this, i$.$e$.,$ what is its purpose? As a drawer, or holder, how would you protect yourself against fraudulent transactions? Do you think this provision makes sense in the digital age? How could it be improved?