Given that ScotiaBank has excess reserves of $$4,000$ and aims for a reserve ratio of $30$ percent, which of the following statements accurately reflects the bank's financial position?

Multiple Choice

$$90,000$ in outstanding loans and $$35,000$ in actual cash reserves.

$$90,000$ in demand deposit liabilities and $$32,000$ in actual cash reserves.

Cannot be determined for the information given.

$$90,000$ in demand deposit liabilities and $$31,000$ in actual cash reserves.

$$20,000$ in demand deposit liabilities and $$10,000$ in actual cash reserves.