Given the below facts, will Roger and Jennifer receive a tax refund, or owe tax at the end of year? How much? All data is for 2021 tax year. Provide sufficient detail.

Roger made $73,450 and Jennifer made $32,800, they file Married Filing Jointly. They have two children, each one of which will provide them a $2,000 tax credit. Jamie contributed $7,000 to his Roth 401(k) and Stacey contributed $2,500 to her Traditional 401(k). They contributed $600 to their church (charity). They paid $18,000 in property taxes. Combined they had $3,500 in taxes withheld throughout the year.