Given the following, calculate this borrowers' HER and TDR ratios. Also, are both of the ratios for the borrower less than the conventional limit set for each ratio? Annual salary: $120,000 Income tax rate: 20% Monthly projected principal and interest: $1,200 Monthly projected property taxes and hazard insurance: $200 Monthly car payment: $300 O HER=14 .TDR-17. Yes O HER= 17, TDR= 14. No HER= 21. TDR-18. No O HER= 18. TDR-21. Yes not enough information to calculate