Given the following information about a fully amortized loan, calculate the lender's yield (rounded to the nearest tenth of a percent) if the loan were to be paid off in 7 years. Loan amount: $234,650 Term: 30 years Interest rate: 6,42% Monthly Payment: $1,471 Discount points: 2.5 3rd Party Costs: $4,500 7.2% 6.9% 6.6% 6.4%