Given the following information and assuming straight$-$line depreciation to zero, what is the NPV of this project? Cost of Equipment $=$ $$100,000$; operating costs $=$ $$45,000$ per year; project life $=4$years; pretax salvage value $=$ $$10,000$ in year $4$; tax rate $=35\%$; discount rate $=12\%.$ There is also an initial investment in Net Working Capital required $=$ $$15,000$