Given the following information: National Banks 60% Bank A 25% Real Estate Loans 20% 40% Consumer Loans Commecial Loand Bank B 50% 25% 25% 100% 20% 100% 35% 100% Bank A's standard deviation of its asset allocation proportions relative to the national banks average is %. (Round your answers to 2 decimal places. Do not include the percentage sign (%).) Bank B's standard deviation of its asset allocation proportions relative to the national banks average is %. (Round your answers to 2 decimal places. Do not include the percentage sign (%).) Suppose Bank A's average return on its loan portfolio is lower than that of Bank B's, its risk-adjusted return is (lower / higher) than Bank B's