Given the following information, use two-step trending to calculate EPAPR (earned premium) at prospective levels in total, for all historical years given:

Semi-annual policies, written uniformly throughout the year

Projected premium trend = 8%

Proposed rate effective date is 7/1/2022

Rates will be in effect for 1.5 years

Calendar Year 2016 2017 2018 2019 EPAPR 5,000,000 5,100,500 5,500,000 5,900,000 Avg EPAPR 4,900 5,050 5,150 5,850 Avg On-Leveled WP 5,000 5,050 5,100 6,000 Calendar Year 2016 2017 2018 2019 EPAPR 5,000,000 5,100,500 5,500,000 5,900,000 Avg EPAPR 4,900 5,050 5,150 5,850 Avg On-Leveled WP 5,000 5,050 5,100 6,000