Given the following, what are net cash flows?Items and their annual amount or valueSelect one:O a$.$ $$5,000$ b$.$$$35,440$C$.$$$2,500$O d$.$$$25,000$ItemAnnual Amount or ValueUtility costs$$2,760$Employment income$$75,000$Housing related costs$$22,400$Total investments$$55,000$Total expenses$$50,000$Disposable income$$52,500$