Given the following, what is disposable income?

Item Annual Amount$/$Value

Gross employment income $$105,000$

Housing costs $$20,000$

Bank accounts $$4,000$

Car loan $$18,500$

Employment deductions at source $$32,000$

Utilities $$12,000$

Car$-$related expenses $$7,500$

Investment accounts $$32,400$

Miscellaneous expenses $$15,000$

Question $10$ Select one:

a$.$

$$36,400$

b$.$

$$18,500$

c$.$

$$32,000$

d$.$

$$73,000$