Gladys Bank and Trust has $$375$ million in consumer loans with an average interest rate of $7\mathrm{.}40$ percent. The bank also has $$255$ million in home equity loans with an average interest rate of $5$ percent. Finally, the company owns $$75$ million in government securities with an average rate of $3$ percent.Managers at Gladys Bank and Trust estimate that next year its consumer loan portfolio will fall to $$335$ million and the interest rate will increase to $8\mathrm{.}90$ percent. They also estimate that its home equity loans will increase to $$295$ million with an average interest rate of $7$ percent, and its government securities portfolio will increase to $$90$ million with an average rate of $8\mathrm{.}00$ percent.