Glenn and Marcia are in their late thirties, are happily married, and have no plans for starting a family. They are not high wage earners, but have no difficulty paying their mortgage, taxes, and other living expenses. They manage to save money for emergencies, have reasonable although not wonderful retirement plans at their jobs and are really a typical American household. Marcia's Dad recently passed away and left $200,000 to Marcia. Do some research and develop a portfolio of mutual funds for Marcia and then justify the reasoning behind the funds that you have selected (some numbers here would help to justify)