Go to the Federal Deposit Insurance Corporation Web site at www.fdic.gov and find the latest balance sheet information available for commercial banks. Under "Analysis", select "Quarterly Banking Profile", under the section "QBP Time Series Spreadsheets", Click on "Balance Sheet ". This will download a file onto your computer that will contain the balance sheet information for commercial banks since 1984.

Calculate and compare the percent of Cash & Due from depository institutions to Total Assets for 2008Q2 and 2021Q2. Have banks become more conservative or aggressive in liquidity management since 2008? (Show the calculation detail)