Go to the Federal Reserve Bank of St. Louis website and find the FRED link and the Interest Rate link and you will find the monthly 10-year Treasury note interest rates. Calculate the average annual 10-year Treasury interest rate for 2021 and 2022. Compare this number to the long-term government bond returns and the U.S. Treasury bill returns. How does the 10-year Treasury interest rate compare to these numbers? Do you expect this relationship to always hold? Why or why not?