Gordon is a health care assistant living in Belfast, earning 20,000 a year after deductions for tax, National Insurance and pension contributions. He is about to move into a flat with his boyfriend Dale, who has a 15-year-old child, Isla. Dale is a chef and earns 18,500 a year after tax and National Insurance. He also receives 21.15 a week in child benefit. No-one described above has any other source of income.

Gordon and Dale want to save up to get Isla an electric motorbike when she turns 16, and they estimate they will need 2,000. Comment on their current financial situation and consider potential adjustments they might make to their cash flow in order to save the 2,000.