Governments around the world, including those in Denmark, the Eurozone, Japan, Sweden, and Switzerland, have adopted a negative interest rates policy. What does it mean for an interest rate to be negative? Imagine you were to deposit $100 into a bank account paying negative interest rates. What would happen to your money? What are countries with negative interest rates trying to achieve? Are there situations in which negative interest rates can be beneficial to an economy? Can negative interest rates be harmful to an economy?