Greg buys a new car at the start of a three day weekend when the banks are closed. The contract with the dealer contains the words: "This contract is subject to credit approval by bank." Greg makes his down payment and takes the car before the dealer can obtain credit approval. The following week, the dealer is unable to find any bank which will approve Greg's credit, which is really bad.

What are the legal consequences?

A.Greg mustreturn the car.

B.Greg is entitled to a refund of his down payment.

C.Greg may keep the car and make the monthly payments to the dealer instead of a bank.

D.A and B.