Greg. vcu are a 'ccnsewathve investcr. A ccnservative investcr's chjective is tc achieve a ccrnbinaticn cf inccme and grcwth but 1with law risk. Therefcre, a ccnservative tnvestcr's ccrttclic witt usuallyI have a greater 1trveighting cf defensive assets such as cash and fixed interest {arcund WEE}, but alsc ccnsider same at the less aggressive grcvith investments such as shares and cmcertyr {arcund 3min} in crder tc crcvide capital grcwth. The minimum suggested investment timefrarne fer a ccnservative investcr is 2- 3 1gears. The iikelihccd cf negative returns fer a ccnservative investcr is iess than 1 year in everyr 2t] veers