Greta has decided to buy a condominium instead of renting. She estimates the

following costs: purchase price: $$103,000$; down payment: $$3,000$; property taxes:

$$1,300$; homeowner$$s insurance: $$500$; repairs and maintenance: $$500$; closing costs:

$$2,000.$ She is approved for a $30-$year, $$100,000$ loan with a $6\%$ APR, and a mortgage

insurance rate of $0\mathrm{.}5\%.$ The annual increase in the condo$$s value is estimated at $4$

percent. Her interest rate earned on savings is $8$ percent, her marginal tax rate is $25$

percent, and she does not itemize deductions. What is Greta$$s total five$-$year cost of

buying?