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Gretchen's gross tax liability is $ 1 9 , 0 0 0 . Gretchen has $ 4 , 0 0 0 of tax credits available

Gretchen's gross tax liability is $19,000. Gretchen has $4,000 of tax credits available and she had $11,000 of taxes withheld by her employer. What are Gretchen's taxes (due) or taxes refunded with her tax return?

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