GROUP CONSOLIDATED INCOME STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2013 Interest and similar income Interest and similar expense Net interest income Income from Islamic financing and investment products Distribution on Islamic deposits and profit paid to Sukuk holders Net income from Islamic financing and investment products Net interest income and income from Islamic financing and investment products net of distribution to depositors Fee and commission income Fee and commission expense Net fee and commission income Net gain/ (loss) on trading securities Other operating income Total operating income General and administrative expenses Amortisation of intangibles Operating profit before impairment Net impairment loss on financial assets Operating profit after impairment Share of profit of associates and joint ventures Gain on disposal of stake in subsidiary Gain on disposal of stake in an associate Group profit for the year before tax Taxation charge Group profit for the year after tax Attributable to: Equity