Group insurance generally does NOT require OA-stringent medical underwriting O b-a master policyowner to hold the policyc- a minimum level of participation among eligible insuredsd- a short application form 2-Which of the following statements about an automatic premium loan provision is TRUE ? A-It is included automatically in all policies . B- It keeps the policy in force when it would otherwise lapse because of nonpayment of premiums. C- Money used to pay premiums is treated as a partial withdrawal and is not subject to interest charges d-applies only to tem policies 3-What are the required test(s) a disabled person need to pass to be covered as disability insured? OA- Recent work test O B-Both Duration of work test and Recent work test OC- PIA test OD- Both Duration of work test and PIA test OF- Duration of work test