Guidelines to Follow: 1) Show all of your Work! 2) Try EVERY Example. 3) Do NOT Round your intermediate calculations. Show Final Answer to EIGHT decimal places, completely worked out! 4) Use a pencil! 5. Future and Present Value Interest Factors: Ifr = 8%, t=5 and m = 4, find the time value factors given below: r 1+ c) FVIFA W/m,t*m m