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Gunner is 20 years old. In 2021, he had no earned Income and his 2021 NOA states that he has a 2022 RRSP deduction limit

Gunner is 20 years old. In 2021, he had no earned Income and his 2021 NOA states that he has a 2022 RRSP deduction limit of $3,200. In 2022, he he ob obtained full-time employment at a local mill and wants contributing into his RRSPs. to start 


What is the maximum Gunner can contribute in 2022, without being subject to penalty? Show all calculation.

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