had, roughly 12 years, been requiring as many as 300,000 of the bank's auto loan recipients to take out insurance on autos that were already insured(Heskett,2017). Wells Fargo management claimed that it was unaware of customer complaints collected by the insurance company. Thousands of borrowers who could not make the extra payments had their vehicles repossessed, management made provision to reimburse only those customers taking out auto loans in the last five of the twelve years. Not only that, Wells Fargo announced just this October 2017, that four executives had left relating to a regulatory investigation into the bank's foreign-exchange operations. Problems within the company are still evident and might not be as large scale as the initial scam, but it still is a growing concern for a company trying to regain its reputation. The Consumer Financial Protection Bureau had investigated separate matters had come upon view that included improperly charging the terms of mortgage loans for bankrupt borrowers, signing