Hale College predicts that in 18 years it will take $200,000 to attend the college for four years. Emma has a substantial amount of cash and wishes to invest a lump sum of money for her child's college fund. How much should Emma put aside in an account with an APR of 9 % compounded monthly in order to have $200,000 in the account in 18 years? Round your answer to the nearest cent, if necessary. Formulas