Hanif is a self$-$employed, contract plumber. Since he has no employer to provide him with group benefits he purchased individual life and disability policies on himself. The disability policy provides him with $$3,000$ a month of benefits in the event of total disability. This policy also has an accidental death and disability clause that would pay $$100,000$ for the loss of his life in an accident and other prescribed benefits for accidental loss of$,$ or loss of use of$,$ limbs$,$ sight, hearing, etc. Last week Hanif was working on pipes in a factory and the pipe burst, causing a dramatic release of steam, resulting in Hanif permanently losing the sight of one eye.

How much benefit is Hanif likely to receive under the AD&D clause in this policy?

Question $3$ options:

A$)$

$$0$

B$)$

$$100,000$

C$)$

An amount that is less than $$100,000$ but more than $$0.$

D$)$

$$200,000$