Hank Toms is going to start his Retirement Savings Plan $($RSP$)$ by depositing $$2,500$ at the end of every six months for $20$ years. Also, seven years from now, he is going to receive the $$45,000$ proceeds from a trust fund that will go directly into the RSP at that time. If his Plan earns $12\%$ compounded monthly, how much money will Hank Toms have in the RSP in $20$ years?