Harold is a commercial lines underwriting manager with Insurance Company $($IC$).$ Selina, a top$-$notch member of Harold's underwriting unit, is married to Martin, an insurance producer at a brokerage with which IC has an agency agreement. During an underwriting audit, IC's head office audit team notices that Selina has been consistently underpricing accounts for the brokerage at which Martin works. The underpricing has not had an adverse affect on either the brokerage's or IC's loss ratio. The audit team brings the matter to Harold's attention and asks that he resolve it as he sees fit. This presents an ethical dilemma for Harold. He is concerned about the apparent favoritism Selina is showing, but he feels she is a skilled underwriter and so far the loss ratios have not suffered. Which one of the following best identifies one of the principal stakeholders or group of stakeholders in this dilemma?

Select one:

A$.$ The human resources department of IC

B$.$ The underwriters in units other than Harold's

C$.$ The other brokerages that Selina underwrites

D$.$ The members of the h