Harry is depositing $952.21 into an investment account at the end of every month. After 5 years and 5 months, it's expected that his investment will grow to $75,000. Round to two places after the decimal. (a) What is the nominal rate of return he is expected to receive on his investment: 1/Y PHY /Y N Harry will earn % compounded (b) What is the effective rate of return? NOM C/Y EFF Harry's effective rate of return is %