Harvey and Esmeralda's combined gross income is $75,000, and their monthly consumer debt is $558. They wish to purchase a new home valued at $185,000 but need to know if they qualify for a mortgage for $145,000 amortized over 20 years; the interest rate is 5.75%. Property taxes are $1,800/year and the heating cost for the home is $1,200/year. What is their monthly mortgage payment?

Select one:

a. $924.60

b. $1,018.02

c. $1,012.43

d. None of the above

e. $942.60