Hassan and Sultan are married with a son, Kass age 4. Hassan has worked as a property manager with a local strata management company for 4 years. Sultan is a systems analyst in the IT Department of the municipal government. Sultan has a good group package with disability coverage that provides a level payment plan with no benefit indexing either pre-or post-disability. Hassan's employer's group plan does not offer disability coverage. Hassan has been diligently saving for retirement in his registered retirement savings plans (RRSP) and has been contributing the maximum amount each year. He has no unused RRSP contribution room. They have creditor disability coverage on their mortgage for both of them. Which of the following statements correctly describes what would happen if Hassan became disabled and could not work for 2 years as a result of his injuries