Have you ever borrowed or lent money from/to your family members/ classmates/ friends? If so, is it a good experience or bad experience? Why? What's the purpose of borrowing or lending? Do you pay or receive the interest payment? Do you pay back the money or receive the money back at the promised time frame? Have you ever worried that the relationship or friendship would be ruined because of borrowing/ lending? In the future, would you still borrow or lend money from/to your family members/ classmates/ friends? Or would you go to a bank or recommend to go to a bank instead? Why or why not? (150-200 Words)