Having trouble on how to solve for all of them. However, would greatly appreciate hep on how to solve numbers 12, 13, and 16.

*help

15. Le Sun's has sales of $3,000, total assets of $2,500, and a profit margin of 5%. The firm has an equity multiplier of 2.5. What is the return on equity? (7 points) Hint: Use DuPont Method 16. You are buying a house priced at $354.125. You plan to pay 20% of the price for down payment and finance the rest. The mortgage loan you need to borrow lasts 30 years and requires 4.25% interest rate per annum. What is your payment EACH MONTH for the mortgage loan? (9 points) 17. You need to borrow money and you are considering two loans. The terms of the two loans are equivalent with the exception of the interest rates. Loan A offers a stated rate of 3.125% compounded monthly. Loan B offers a stated rate of 3.15% compounded semi-annually. What are the effective annual rates for the loans? Which one do you prefer? (6 points) 18. An investment prefers to pay $2000 at the end of the first year, and then $3500 for year 2, year 3 and year 4. If the interest rate is 10%, what is the value of this investment to you? (6 points) Hint: Use the NPV function 19. A share of a preferred equity offers $3.00 per year for perpetuity. What is the value of this preferred share to you if the interest rate is 5%? (5 points) 20. Assume that you just graduate and get a job. You will work for 40 years and save each year before you retire. During retirement you plan to receive a pension annuity of $100,000 each year for another 40 years. How much money will you need to have at the moment you retire? How much money do you need to save every year before retirement? Assume the interest rate is always 8%. Before retirement, you deposit your saving at the end of each year. During retirement, you receive the annuity at the beginning of each year. 100,000 x .08 21. Based on the financial statements provided below, please fill the missing numbers and calculate the requested financial ratios. Show all your work to get full credit. 2011 2012 2011 2012 Sales 285,000 $ 215,000 $ 190,000 Assets 9,000 Cost of Goods Sold Cash 143,000 16,000 $ 42,500 $ 62,500 $ 26,000 $ 100,000 $ 12,500 29,000 Gross Profit Accounts Receivable 70,000 47,000 Operating Expenses Variable Expenses Inventories 50,500 Total Current Assets $ 28,500 19,000 20,000 Fixed Expenses Land $ 21,000 20,000 70,000 Buildings and Equipment Accumulated Depreciation Depreciation Total S 10,000 $ 59,500 10,500 4,500 28,000 43,500 62,000 112,500 Total Fixed Assets Earnings Before Interest and Taxes Interest Expense Earnings Before Taxes 3,500 150,500 $ Total Assets 6,100 $ 3,000 S 4,400 1,540 $ 500 Liabilities and Owner's Equity es S 175 S 22,298 $ 47,000 $ 69,298 $ Accounts Payable 10,500 Net Income 2,860 $ 325 Short-term Bank Notes Total Current Liabilities S 17,000 27,500 Dividends S 858 $ 98 Long-term Debt $ 22,950 $ 28,750 Common Stock 31,500 $ Cash and Equivalents of 2012 (2 points) 31,500 a. Retained Earnings 24,750 Total Liabilities and Owners Equity 112,500 d. What is the quick ratio for 2012? (2 points) b. Accumulated Deprectation of 2012 (2 points) Retained Earnings of 2012 (4 points) c. Please find the figures for the following items on the Statement of Cash Flows: Statement of Cash Flows of 2012 Operating Activities Change in Accounts Receivable Change in Inventories Change in Accounts Payable Depreciation Expenses Change in Inventory of 2012 (2 points) e. (3,500) 11,798 Net Income $ 2,860 Net cash in operating activities 7,658 Change in Short-term Bank Notes of 2012 (2 points) f. Long-term Investing Activities Change in Land $ (6,000) Change in Buildings and Equipment Net change in investing activities $ (30,000) (36,000) Financing Activities Change in Short-term Bank Notes Change in Long-term Debt Dividend g Depreciation of 2012 (2 points) (5,800) (858) 23,342 Net cash in financing activities Net change in Cash (5,000) Based on the provided financials, the firm purchases more inventory at $ 2,000 in 2012. Assume no other financial activities taking place, what is the new quick ratio? (3 points) h