He wants to borrow $10,000. You calculate that you can make the following payments. If the interest rate is 8% per year, will your payments be enough to pay off the $10,000 loan? Year 1- $2000, Year 2- $3200 Year 3- $3320 Year 4- $4090. Is the present value of your payments less/greater than/the same as the amount of the loan, AND given what you choose, you will/will not be able to repay the loan given the amounts paid in the 4 years?