Heading Subheading Total rows Sheet name Formatting Must resemble table in PDF Must resemble table in PDF Apply totals cell style Rename sheet "Monthly estimates". Apply colour of your choice Rest of the table Apply cell style and colours of your choice Functions Apply AutoSum function Totals in expenses row minus totals in Income row Total rows Total columns Apply AutoSum function Nett row Projection row Outcome row Must resemble table in PDF Apply IF function to determine whether above projection or below projection