HEB has Total Liabilities worth $$457$ million, Shareholder's Equity worth $$330$ million, and reported a net income of $$4\mathrm{.}5$ million. What is HEB's return on assets $($ROA$)?$

$3\mathrm{.}54\%$

$\mathrm{.}98\%$

$\mathrm{.}57\%$

$1\mathrm{.}36\%$