Helen wants to take the next four years off work to travel around the world. She estimates her annual cash needs at $31,000 (if she needs more, she will work odd jobs). Helen believes she can invest her savings at 10% until she depletes her funds. (Click the icon to view Present Value of $1 table.) to view Present Value of Ordinary Annuity of $1 table.) (Click the icon to view Future Value of $1 table.) to view Future Value of Ordinary Annuity of $1 table.) Read the requirements. Requirement 1. How much Imoney does Helen need now to fund her travels? (Round your answer to the nearest whole dollar.) With the 10% interest rate Helen needs