Hello, I have two finance questions I need answered within 2 hours.

1. Jane Skinner has just graduated from college and would like to purchase her first car. She is unfamiliar with the purchasing process but thinks that she could probably afford to pay about $350 per month on a loan or lease. She has about $3,000 in her savings account to use as a possible down payment. If you were asked to guide her through this buying experience, what types of advice would you give her as far as researching the car, buying new or used, negotiating the price, and financing the loan? 2. Scott and Lisa are married and have purchased a comprehensive major medical policy that covers them and their two sons. The policy has a $500 calendar-year family deductible, a $2,600 stop-loss provision, and an 80% coinsurance clause. The following losses occur: On January 1, 2009, Lisa was treated for the flu at a cost of $200; on July 4, 2009, Scott was treated for an injury suffered while playing with fireworks at a cost of $1,500; on December 5, 2009, Scott underwent gallbladder surgery at a cost of $10,000, and on January 5, 2010, Scott was treated for a broken arm at a cost of $2,000. Evaluate how much the insurer will pay for each of these losses. You must show all calculations for full credit